About the company

Health, life, vehicle, real property, business insurance is a common practice in Europe. The purpose of insurance is to guarantee compensation for losses, either in cash equivalent or by repairing the damage.



Insurance helps you take care of yourself and your close ones ahead of time, effectively and successfully offering you insurance plans – guaranteed and secured financial support in difficult times. 

Expert Agents represents Generali Seguros (*) – the largest international insurance corporation with over 180-years of history, successfully operating in 65 countries on 4 continents. 

Founders and directors of Expert Agents are Roman Koshkodaev and Ivan Van Kelst – highly professional agents of the Generali Seguros insurance company.  

Their combined experience in the insurance area is over 30 years. Both agents are in good standing with the Generali Seguros and are among the best throughout Spain.

Our multilingual skills give us an advantage for working with foreign clients.

Roman Koshkodaev is an exclusive agent working with Russian-speaking clients for all insurance plans in the Spanish market since 2002. 

Also, important to mention that when Roman started working for the affiliated company -Estrella Seguros- he was the first foreign agent. 

In 2005 he was a part of the team representing the company during the annual national legal training and product expertise awards organised by ICEA and UNESPA, where Estrella Seguros took the honorable second place.

Every year, since 2012 along with the best agents, he gets rewarded with incentive trips to different countries (such as Iceland, Italy, Russia) for improving the working process in Generali Seguros.

Competence of Roman Koshkodaev and excellent business reputation guarantee to our clients the widest range of financial services and personalised solutions combined with an individual approach. 


Expert Agents offers a wide range of quality insurance products, providing secure financial protection to our clients. The company offers the following types of insurance: 

  • Health 
  • Real property 
  • Vehicles: cars, motorcycles, yachts 
  • Repatriation 
  • Business 
  • Life 
  • Stock investments  – deposits at interest 
  • Pension, endowment, and saving funds  

The company works with foreign citizens, residing on the territory of Spain, in Russian, English, German, French, and Flemish languages. 

The approach of Expert Agents is based on providing necessary attention to client’s requests with complete confidentiality. 

 The company works to provide quality services through working with its commitments. 

Drawing on expertise and experience we offer our clients quality service and products at the best price. 

* Italian insurance company "Generali Group" founded in 1831 with headquarters in Trieste is one of the biggest joint-stock insurance companies in the world; the company offers all types of insurance and reinsurance. The company's core business is the administration of the assents of private pension funds, insurance companies, creation and management of investment funds assets.